Our Commitment To You I believe that financial markets are efficient and will teach this concept as the basis of management of your investment portfolios. I will NOT recommend any strategies that involve stock picking; market timing or reliance on past performance of an investment.In addition to our regular one-on-one meetings, we will provide regular education seminars and workshops to help keep you informed regarding topics related to your financial well-being.When it comes to money the ultimate test is, do you sleep well at night? We will care for your family's financial future as we do our own, because we realize that your goals and dreams are every bit as important to you as ours are to us and frankly I like to sleep good at night also so it's important we follow the system.We vow to take the time to listen and provide the professional guidance needed to help you maintain your financial course even and especially, in the most difficult of economic times.In the event that we are not able to adequately advise you due to a lack of expertise in a given area (i.e. legal issues, etc.) we will immediately inform you and refer you, if you desire, to other competent professionals in the appropriate area.We plan to give you an opinion about what you should do even when you may not want to hear it, and even more important will we recommend that you do nothing when we believe doing nothing is in your best interest.We will make ourselves available for regular ongoing meetings to help you keep your plan on track and will be readily accessible for any phone consultations that you require. We would rather have you call us to tell us what you are thinking about doing rather than having you call and tell us what you have already done.We will when necessary, remind you that poor economic news is inevitable, and this will cause your portfolio to lose value. We commit to coach you through such times, emphasizing our shared belief system and using education to keep you on the right track, reminding you that you must be willing to experience short term declines in value when your portfolio is designed to outpace inflation.